Register for a Class |HomeOwnership Center of North Central Massachusetts

Upcoming 2017 First-Time Homebuyer Classes

Three classes per session that
meet from 5:30 p.m. to 8:30 p.m.

April 18, 19 & 20 - Leominster
May 16, 17 & 18 - Gardner
June 20, 21 & 22 - Fitchburg
July 18, 19 & 20 - Gardner
August 22, 23 & 24 - Leominster
September 19, 20 & 21 - Gardner
October 17, 18 & 19 - Fitchburg
November 14, 15 & 16 - Gardner
December 12, 13 & 14 - Leominster

First-Time Home Buyer Online Class

WHERE: The Comfort of Your Home
WHEN: At Your Convenience
TIME: At Your Pace
FEE: $100.00 per household
To take the online course you will need to fill out an intake form and make the $100 payment. As soon as we have both the intake form and the payment we will then send you the information that is needed to start the online homebuyer education class. The online education class has 6 modules which you will need to complete. There is a final exam that you will need to pass, you have about three tries for the exam. After you have finished everything there will be a report card that you would need to print out and send us a copy. You will then need to schedule an in-person session to receive your certificate of completion. This session is to go over the modules you have completed and also to answer any questions you have by taking the online education course.

Big dreams need planning! It’s never too early to start.

Our certified Homebuyer Education classes will teach you the basics of what you need to know to achieve your goal of homeownership. We will help you understand and prepare for the home purchase process.

Topics Covered

Are You Ready To Buy A Home

Personal Readiness Assessment
Pro’s and Con’s of Homeownership
Budgeting and Savings Plan
Credit and Debt Management

Finding Your Dream Home and the Inspection Process

Finding the Right Home for You
Negotiating the Purchase
What to expect from the Home Inspection
Guest Speakers-Real Estate Broker and Home Inspector

Obtaining Financing and The Closing Process

Shopping for a Loan
The Application and Approval Process
Purchase & Sales Contract
Preparing for your closing
Guest Speakers- Mortgage Loan Officer and Real Estate Attorney

Landlord/Tenant Partnership-Predatory Lending-Lead Paint Issues

Multi-family ownership
Fair Housing
Lead Paint Awareness

For specific class locations, dates and times, please see our calendar in the right upper corner of this page.

Registration is required. Visit our Main Website to submit your payment and to obtain the intake form that is needed prior to class starting.

All sessions must be completed to receive certificate. The fee for the group education class is $50.00 which includes the course book and all program handouts.

Register for a Class

Sign up for one of our Classes