New Schedule Test

New Schedule Test

Class Calendar

First-Time Home Buyer Classes

Twin Cities CDC, 470 Main St., Fitchburg, Mass. Four classes per session that
meet from 5:30 p.m. to 8:00 p.m.

February 5, 6, 12, 13
March 12, 14, 19, 21
April 9, 11, 16, 18
May 7, 9, 14, 16
June 11, 13, 18, 20
July 9, 11, 16, 18
August 13, 15, 20, 22
September 10, 12,17,19
October 8, 10, 15, 17
November 12, 13, 19, 20
December 10, 12, 17, 19

Avoiding Foreclosure Clinics

470 Main St., Fitchburg, Mass.

February 7 & 28 @ 5:30 p.m.
February 13 @ 10 a.m.
March 7 & 28 @ 5:30 p.m.
March 20 @ 10 a.m.
April 4 & 25 @ 5:30 p.m.
April 10 @ 10 a.m.
May 2 & 23 @ 5:30 p.m.
May 15 @ 10 a.m.
June 6 & 27 @ 5:30 p.m.
June 12 @ 10 a.m.
July 10 & 25 @ 5:30 p.m.
July 17 @ 10 a.m.
August 1 & 29 @ 5:30 p.m.
August 14 @ 10 a.m.
September 5 & 26 @ 5:30 p.m.
September 18 @ 10 a.m.
October 3 & 24 @ 5;30 p.m.
October 9 @ 10 a.m.
November 7 & 21 @ 5:30 p.m.
November 13 @ 10 a.m.
December 5 @ 5:30 p.m.
December 18 @ 10 a.m.

Register for a Class

Big dreams need planning! It’s never too early to start.

Our certified Homebuyer Education classes will teach you the basics of what you need to know to achieve your goal of homeownership. We will help you understand and prepare for the home purchase process.

AGENDA for Class

Are You Ready To Buy A Home

Personal Readiness Assessment
Pro’s and Con’s of Homeownership
Budgeting and Savings Plan
Credit and Debt Management

Finding Your Dream Home and the Inspection Process

Finding the Right Home for You
Negotiating the Purchase
What to expect from the Home Inspection
Guest Speakers-Real Estate Broker and Home Inspector

Obtaining Financing and The Closing Process

Shopping for a Loan
The Application and Approval Process
Purchase & Sales Contract
Preparing for your closing
Guest Speakers- Mortgage Loan Officer and Real Estate Attorney

Landlord/Tenant Partnership-Predatory Lending-Lead Paint Issues

Multi-family ownership
Fair Housing
Lead Paint Awareness

The classes will be held in Fitchburg and Gardner. For specific class locations, dates and times, please see our calendar in the right upper corner of this page.

If you are interested in pre-registering for a First-Time Home Buyer Class, please email info@homesncm.org or complete the email form below with the location (Gardner and Fitchburg) and the date. If you have questions, please call 888-978-6261.

All sessions must be completed to receive certificate. The fee for the class is $50.00 which includes the course book and all program handouts.

Sign up for one of our Classes