The Homeownership Center of North Central Massachusetts is the one-stop resources center for the first-time home buyer in  Fitchburg, Leominster, Gardner and surrounding communities.

We have a variety of no- or low-cost programs and initiatives to help you achieve the American Dream. If you are a first-time home buyer, you’ve come to the right place.

Big dreams need planning! It’s never too early to start!

Our certified First-Time Home Buyer In-Person and Online Classes will teach you the basics of what you need to know to achieve your goal of homeownership. We will help you understand and prepare for the home purchase process. Learn more or register for a first -time home buyer class.

For many home buyers, finding the right mortgage can be challenging. We are here to help.

Whether you are from Fitchburg, Leominster, Gardner or one of the surrounding communities, we can help you navigate the home buying process. Over the past 10-years, we have helped thousands achieve the American Dream through our classes, mortgage programs or affordable homes.