The HomeOwnership Center of North Central Massachusetts is committed to helping the first-time home buyer in Fitchburg, Leominster, Gardner and surrounding communities achieve the American Dream.

As a nonprofit collaboration, the HomeOwnership Center of North Central Massachusetts offers many no- or low-cost programs, whether you are in the market to Buy a Home, need help to Maintain a Home or assistance to Keep a Home.

The HomeOwnership Center of North Central Massachusetts partners include:

Montachusett Opportunity Council

601 River St
Fitchburg, MA 01420
Fax 978-345-7066

Montachusett Regional Planning Commission

464 Abbott Ave
Leominster, MA 01453
Fax. 978-348-2490

RCAP Solutions, Inc.

205 School Street
Gardner, MA 01440
FAX: 978-630-2751
TTY for the hearing impaired: 978-630-6754

NewVue Communities

470 Main Street
Fitchburg, MA 01420
Fax 978-345-7905 

We want to also thank the North Central Massachusetts CRA Coalition, whose mission is to build alliances and partnerships among financial institutions, municipalities, community-based agencies, and others by maximizing the resources and talents of the members to increase access to capital and to support and advocate for services and programs benefiting minority and low and moderate income individuals and communities.

North Central Massachusetts CRA Coalition Members Include:


Boys & Girls Club of Fitchburg & Leominster

Cleghorn Neighborhood Center

Greater Gardner Community Development Corporation

Leominster Housing Authority

Montachusett Opportunity Council Inc

Montachusett Regional Planning Commission

RCAP Solutions, Inc.

Three Pyramids

Twin Cities Community Development Corporation


City of Fitchburg

City of Gardner

City of Leominster


Bank of America

Citizens Bank

Enterprise Bank & Trust Company

Family Federal Savings Bank

Fidelity Bank

I-C Federal Credit Union

Leominster Credit Union

People’s United Bank

Rollstone Bank & Trust

Sovereign Bank

TD Bank

Workers’ Credit Union

The HomeOwnership Center of North Central Massachusetts is here to help the first-time home buyer and existing homeowners in Ashburnham, Ashby, Athol, Ayer, Baldwinville, Clinton, Fitchburg, Gardner, Groton, Harvard, Hubbardston, Lancaster, Leominster, Lunenburg, Petersham, Phillipston, Royalston, Shirley, Sterling, Templeton, Townsend, West Townsend, Westminster and Winchendon.