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The HomeOwnership Center of North Central Massachusetts is committed to helping the first-time home buyers in Fitchburg, Leominster, Gardner and surrounding communities achieve the American Dream.

As a nonprofit collaboration, the HomeOwnership Center of North Central Massachusetts offers many no- or low-cost programs, whether you are in the market to Buy a Home, need help to Maintain a Home or assistance to Keep a Home.

If you are looking to Buy a Home or need to take a first-time home buyer class, visit our Buy A Home page, which has information on First-time Home Buyer Programs, Homes for Sale, how to Register for a Class, Mortgage Programs or general Financial Literacy.

In addition, if you are interested in finding an affordable home, we have a variety of homes for sale in Fitchburg, Leominster, Gardner and surrounding communities.

On our Maintain a Home pages, you’ll find programs that can help with the upkeep or renovation of your home. You’ll find information on: Rehab Programs, Elderly Rehab Programs and Lead Paint Removal.

For families who are struggling to Keep a Home, the Homeownership Center of North Central Massachusetts has a variety of important programs, which include: Getting Your Mortgage Back on Track, Refinancing Your Mortgage and how to Beware of Foreclosure Scams.

Whether you are struggling to make your mortgage payment or have missed just one mortgage payment or are being foreclosed upon, it is important that you understand the foreclosure process. So don’t feel like you have to go it alone. We are here to help. Please give us a call.

The HomeOwnership Center of North Central Massachusetts is here to help the first-time home buyer and existing homeowners in Ashburnham, Ashby, Athol, Ayer, Baldwinville, Clinton, Fitchburg, Gardner, Groton, Harvard, Hubbardston, Lancaster, Leominster, Lunenburg, Petersham, Phillipston, Royalston, Shirley, Sterling, Templeton, Townsend, West Townsend, Westminster and Winchendon.

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